Privacy Policy

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number
• Payment history
• Transaction history
• Overdraft history
• Mortgage rates and payments
• Checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Saco & Biddeford Savings chooses to share; and whether you can limit this sharing.

For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes -
to offer our products and services to you

No

We do not share

For joint marketing with other financial companies

No

We do not share

For our affiliates' everyday business purposes –
information about your transactions and experiences

No

We do not share

For our affiliates' everyday business purposes –
information about your creditworthiness

No

We do not share

For our affiliates to market to you

No

We do not share

For our nonaffiliates to market to you

No

We do not share

Call toll-free 1-877-722-6243 or go to www.sbsavings.bank

Saco & Biddeford Savings means Saco & Biddeford Savings Institution.

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

Throughout our systems, we maintain appropriate physical, electronic and procedural safeguards to protect your nonpublic personal information, and we limit access to information to those employees for whom access is appropriate.

We collect your personal information, for example, when you

• Open an account or use your debit card
• Apply for a loan or make wire transfers
• Deposit or withdraw money from your account
• Show your government issued ID

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Federal law gives you the right to limit only

• sharing for affiliates' everyday business purposes - information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Companies related by common ownership or control. They can be financial and non-financial companies.

• Saco & Biddeford Savings does not share with our affiliates.

Companies not related by common ownership or control. They can be financial and non-financial companies.

• Saco & Biddeford Savings does not share with nonaffiliates so they can market to you.

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• Saco & Biddeford Savings doesn't jointly market.