Updates to Our Branch Hours and Services: Effective March 31st, lobbies will open at 8:30 AM Monday-Saturday, and drive-thrus will open at 8:00 AM Monday-Saturday. Please note: Our Portland branch will be moving to an appointment-only system for walk-in transactions. Please click here for a complete list of branch hours.
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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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Rates & Fees

Looking for the best way to grow your money? With competitive CD rates and savings account rates, you can rest assured that your money is in good hands

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Certificates of Deposit

Effective as of 3/11/2025

Rates MaturityInterest RateAPY*
6 Month CD3.78%3.85%
12 Month CD3.78%3.85%
18 Month CD3.78%3.85%
24 Month CD3.93%4.00%
30 Month CD3.78%3.85%
36 Month CD3.78%3.85%
42 Month CD2.96%3.00%
48 Month CD2.96%3.00%
60 Month CD2.96%3.00%
84 Month CD2.96%3.00%
Interest rates are subject to change without notice. Substantial penalty for early withdrawal. $500 minimum balance to open the account. Fees may reduce earnings.


*Annual Percentage Yield.

 

Savings Accounts

Effective as of 3/11/2025

Mainely Preferred Savings AccountInterest RateAPY*
Less than $25,0000.15%0.15%
At least $25,000 but less than $50,0000.40%0.40%
At least $50,000 but less than $100,0000.60%0.60%
At least $100,000 but less than $250,0001.05%1.06%
At least $250,000 but less than $500,0001.35%1.36%
At least $500,000 but less than $750,0002.10%2.12%
$750,000 or more2.30%2.32%

Fees may reduce earnings on these Savings Accounts. Rates are subject to change after account opening.

*Annual Percentage Yield.

Youth Savings Account

Effective as of 3/11/2025

Balances**Interest RateAPY *
$0 to $5,000.991.30%1.31%
$5,001.00 or more0.40%0.40%

Fees may reduce earnings on these savings accounts.

Rates are subject to change after account opening.

*Annual Percentage Yield.

**Annual percentage yield for this tier will range from 0.45% to 1.46% depending on the balance in the account.

Checking Accounts

Effective as of 3/11/2025

AccountInterest RateAPY*
Mainely Now Account0.15%0.15%
Mainely Super Now: $0 - $2,499.990.10%0.10%
Mainely Super Now: $2,500 or more0.30%0.30%

Fees may reduce earnings on this account. Rates are subject to change after account opening.

*Annual Percentage Yield.

Looking for our fees? 

We are pleased to offer some of the lowest fees available. Find them here.

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Checking

Free Checking Accounts, Online Checking Accounts, free Debit Cards and more.
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Savings Accounts

High-yield Savings Accounts. Health Savings Accounts. Accounts for 55+ savers (and young savers too).
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