Checking

Free Debit Card? Free Online Bill Pay? Free Mobile Check Deposit? Check.

E-Free Checking

Simplify your life with electronic banking. We offer an Online Checking Account option that’s fee-free when you make four or more online transactions each month. 

  • Free Debit Mastercard® (mobile wallet-friendly)
  • Free Debit Card withdrawals at all SBSI ATMs1
  • Free Direct Deposit and Automatic Withdrawals
  • Free Online Bill Pay and Online Banking
  • Free Mobile Banking and Mobile Check Deposit
  • Free eStatements
  • Free Telebanker
  • No minimum balance required
  • No monthly maintenance fee

1You may incur a charge if you use your card at a non-SBSI ATM.

Basic Checking

Our basic Checking Account is a great tool for your everyday checking needs, with no minimum daily balance required.

  • Free Debit Mastercard® (mobile wallet-friendly)
  • Free Debit Card withdrawals at all SBSI ATMs1
  • Free Direct Deposit and Automatic Withdrawals
  • Free Online Bill Pay and Online Banking 
  • Free Mobile Banking and Mobile Check Deposit
  • Free eStatements
  • Free Telebanker
  • Free first order of checks2
  • $3.00 monthly maintenance fee
  • No minimum balance required

1You may incur a charge if you use your card at a non-SBSI ATM.

2Restrictions may apply to certain check types. Quantity varies based on account type.

Mainely 55 Checking

If you are 55 or older, you qualify for our completely free Checking Account. It provides all the benefits of our other Checking Accounts, plus free checks for life.2 

  • Free Debit Mastercard® (mobile wallet-friendly)
  • Free Debit Card withdrawals at all SBSI ATMs1
  • Free Direct Deposit and Automatic Withdrawals
  • Free Online Bill Pay and Online Banking
  • Free Mobile Banking and Mobile Check Deposit 
  • Free eStatements
  • Free Telebanker
  • Free checks for life2
  • Must be 55 or older to open
  • No maintenance fee required
  • No minimum balance required

1You may incur a charge if you use your card at a non-SBSI ATM.

2Restrictions may apply to certain check types. Quantity varies based on account type.

NOW Checking

Choose this interest-bearing Checking Account if you’re confident you’ll maintain the minimum daily account balance or more.

  • Free Debit Mastercard® (mobile wallet-friendly)
  • Free Debit Card withdrawals at all SBSI ATMs1
  • Free Direct Deposit and Automatic Withdrawals
  • Free Online Bill Pay and Online Banking 
  • Free Mobile Banking and Mobile Check Deposit
  • Free eStatements
  • Free Telebanker
  • Free first order of checks
  • No maintenance fee if you maintain a $500 minimum daily balance
  • $5 maintenance fee if balance falls below $500 on any day during a given statement cycle
As of November 21, 2024
AccountInterest RateAPY*
Mainely Now Account0.20%0.20%
Mainely Super Now: $0 - $2,499.990.15%0.15%
Mainely Super Now: $2,500 or more0.40%0.40%

Fees may reduce earnings on this account. Rates are subject to change after account opening.

*Annual Percentage Yield.

1You may incur a charge if you use your card at a non-SBSI ATM.

2Restrictions may apply to certain check types. Quantity varies based on account type.

Compare Accounts

E-Free CheckingBasic CheckingMainely 55 CheckingNOW Checking
The right fit if you want a…A simple checking account with no monthly feeStandard Checking AccountFree Checking Account with complimentary checks for lifeInterest-bearing Checking Account
Daily Balance Requirementcheckedcheckedchecked$500
Monthly Service Chargeschecked$3 monthly maintenance feechecked$5 maintenance fee if balance falls below $500 on any day during a given statement cycle
Free Debit Cardcheckedcheckedcheckedchecked
Free ATM Withdrawals1checkedcheckedcheckedchecked
Free Online Bill Pay and Online Bankingcheckedcheckedcheckedchecked
Free Mobile Check Depositcheckedcheckedcheckedchecked
Free eStatementscheckedcheckedcheckedchecked
Other BenefitsFree first order of checks3Free checks for life3Free first order of checks3

1You may incur a charge if you use your card at a non-SBSI ATM.

2Does not include ATM transactions.

3Restrictions may apply to certain check types. Quantity varies based on account type.

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