Notice: All SBSI locations will close at 1:00 PM on Christmas Eve, Tuesday, December 24th, 2024, and will remain closed on Christmas Day, Wednesday, December 25th, 2024. Normal business hours will resume on Thursday, December 26th, 2024.
FDIC logo

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

FDIC logo

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Locations & Hours
Resources Locations & Hours Contact Us

Home Equity

You earned it. Why not use it? Loan or Home Equity Line of Credit, your choice.

Apply TodayView Rates- Home Equity

Tap your home equity

Leverage the equity in your home to make improvements, fund tuition or take on that big project you’ve wanted to do for years. Choose from our fixed-rate, closed-end Home Equity Loans or Line of Credit with a fixed rate for the first two years.

  • Fixed payments to help manage your budget
  • Variety of terms at competitive rates
  • Option to borrow up to 80% of your home’s value for Saco & Biddeford Savings mortgage holders
  • Interest only payments billed during draw period
  • Easy access to funds with a HELOC checkbook
  • Option to borrow up to 80% of your home’s value for Saco & Biddeford Savings mortgage holders

Calculators

Loans

  • Payoff Calculator

    Find out how long until your loan is paid off with consistent regular payments.

  • Duration Calculator

    Want to pay off your loan sooner? See how additional monthly payments can affect your balance.

  • Payment Calculator

    Determine your loan payment based on the term and interest rate.

Meet the SBSI residential lending team

Find more of what you're looking for

Checking

Free Checking Accounts, Online Checking Accounts, free Debit Cards and more.
Learn More about Checking

Homeowners Insurance

Your home is a significant investment. Safeguard it with a comprehensive Homeowners Plan, ensuring peace of mind.
Learn More about Homeowners insurance

Stay up to date on the latest news

Financial Literacy

How to Stop Trigger Leads After You Apply for a Loan
Read More

Financial Literacy

How Much Money Do You Need To Buy A House?
Read More

Financial Literacy

Improve Your Credit Score for Better Financial Standing
Read More

    Explore Mortgages

    Our website uses cookies to improve your website experience and provide more personalized products and services to you. By using our website, you agree to the use of cookies.