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Save time and money
At Saco & Biddeford Savings, we stop at nothing to get you off to a great start. Choose one of our in-house, first-time homebuyer products and enjoy a reduced interest rate. Plus get all the perks of working with your hometown mutual bank.
- Low down payment options
- No Private Mortgage Insurance (PMI), potentially saving you over $100 a month
- No application fee
- No additional fees until the loan is approved1
- Local decisions and servicing
- Satisfaction guaranteed (or we’ll reimburse your closing costs)
- $50 credit toward closing costs (just mention you learned about our program on our website)
All loans are subject to credit approval.
The Bank reserves the right to perform its due diligence assessment of the loan application and may modify the amount, or refrain from providing any financing, according to the results of its analysis. Generally, Saco & Biddeford Savings Institution provides lending services for properties located within our designated lending area. Please call one of our loan representatives for more information.
1Nothing due until approval, at which time you will pay for the cost of the appraisal. Most other costs are paid at closing.
Calculators
Home Loans
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Fixed Rate Mortgage Calculator
Estimate your payments (principal and interest) based on a fixed mortgage rate.
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Refinance Calculator
Considering refinancing your mortgage? Calculate your potential savings!
Meet the SBSI residential lending team
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Mobile Banking
Manage your finances wherever, whenever. Use our Mobile Banking App to check balances, pay bills, deposit checks and more.
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