October is Cybersecurity Awareness Month, and we're celebrating by sharing educational information to help you stay safe online. In today's digital age, protecting your financial information is more important than ever. Phishing and check fraud are two common threats that can have serious consequences. Here’s what you need to know to stay safe.
What is Phishing?
Phishing is a type of cyber attack where scammers try to trick you into giving away personal information, such as passwords or credit card numbers. They often do this by pretending to be a trusted entity, like your bank or a popular website.
How to Spot Phishing Attempts:
- Suspicious Emails: Look for generic greetings, spelling errors, and urgent requests for personal information.
- Fake Websites: Always check the URL. Scammers often create websites that look almost identical to the real ones.
- Unexpected Attachments: Be cautious of unexpected email attachments or links.
What is Check Fraud?
Check fraud involves the illegal use of checks to steal money. This can include altering a check, forging a signature, or using a stolen check.
How to Prevent Check Fraud:
- Secure Your Checks: Keep your checks in a safe place and never leave them in your car or other unsecured locations.
- Monitor Your Accounts: Regularly check your bank statements for any unauthorized transactions.
- Use Online Banking: Consider using online banking to reduce the need for paper checks.
- Use Alternative Payment Methods: Opt for more secure payment methods like debit cards, credit cards or ACH transfer. These methods often have additional security features and fraud protection.
By being aware of these threats and taking proactive steps, you can protect yourself from phishing and check fraud. Remember, vigilance is key to keeping your financial information secure.
