Checking
Free Checking Accounts, Online Checking Accounts, free Debit Cards and more.
Certificates of Deposit
Effective as of 4/25/2025
| Rates Maturity | Interest Rate | APY* |
|---|---|---|
| 4 Month CD | 3.69% | 3.75% |
| 6 Month CD | 3.45% | 3.51% |
| 12 Month CD | 3.30% | 3.35% |
| 18 Month CD | 3.30% | 3.35% |
| 24 Month CD | 3.30% | 3.35% |
| 30 Month CD | 3.30% | 3.35% |
| 36 Month CD | 2.96% | 3.00% |
| 42 Month CD | 2.96% | 3.00% |
| 48 Month CD | 2.96% | 3.00% |
| 60 Month CD | 2.96% | 3.00% |
| 84 Month CD | 2.96% | 3.00% |
Interest rates are subject to change without notice. Substantial penalty for early withdrawal. $500 minimum balance to open the account. Fees may reduce earnings.
*Annual Percentage Yield.
*Annual Percentage Yield.
Savings Accounts
Effective as of 4/25/2025
| Mainely Preferred Savings Account | Interest Rate | APY* |
|---|---|---|
| Less than $25,000 | 0.15% | 0.15% |
| At least $25,000 but less than $50,000 | 0.40% | 0.40% |
| At least $50,000 but less than $100,000 | 0.60% | 0.60% |
| At least $100,000 but less than $250,000 | 1.05% | 1.06% |
| At least $250,000 but less than $500,000 | 1.35% | 1.36% |
| At least $500,000 but less than $750,000 | 2.10% | 2.12% |
| $750,000 or more | 2.30% | 2.32% |
Fees may reduce earnings on these Savings Accounts. Rates are subject to change after account opening.
*Annual Percentage Yield.
Youth Savings Account
Effective as of 4/25/2025
| Balances** | Interest Rate | APY * |
|---|---|---|
| $0 to $5,000.99 | 1.30% | 1.31% |
| $5,001.00 or more | 0.40% | 0.40% |
Fees may reduce earnings on these savings accounts.
Rates are subject to change after account opening.
*Annual Percentage Yield.
**Annual percentage yield for this tier will range from 0.45% to 1.46% depending on the balance in the account.
Checking Accounts
Effective as of 4/25/2025
| Account | Interest Rate | APY* |
|---|---|---|
| Mainely Now Account | 0.10% | 0.10% |
| Mainely Super Now: $0 - $2,499.99 | 0.05% | 0.05% |
| Mainely Super Now: $2,500 or more | 0.25% | 0.25% |
Fees may reduce earnings on this account. Rates are subject to change after account opening.
*Annual Percentage Yield.
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Savings Accounts
High-yield Savings Accounts. Health Savings Accounts. Accounts for 55+ savers (and young savers too).
Rates & Fees